Welcome to the Terms of Use for Miriam Workman (“Company”, “we", or “us”). We are thrilled to partner with you on your journey towards personal growth and development through our tailored online services, coaching, and information products. This Agreement outlines the rights and obligations you have as a valued user and client of Miriam Workman. By engaging with us, you indicate that you have read, understood, and agree to comply with these Terms.

IMPORTANT – PLEASE READ CAREFULLY: TheseTerms and Conditions govern your access to and use of Miriamworkman.com (the “Website”), including all content, features, and services provided through our site, whether you engage as a guest or registered user. They include crucial information regarding disclaimers of warranties and limitations of liability.

By using our website, you agree to abide by these Terms. If you disagree with any part, please refrain from using our services.

This document, combined with our Privacy Policy, forms a legally binding agreement between you, as our client, and Our Website, governing your use of the online platform and the services provided. By continuing to access or use our services, you agree to accept these terms and any updates or changes that may occur. It is your responsibility to stay informed about such modifications.

Our Website will periodically revise these Terms and any documents incorporated herein. Updates will be posted on our Website, and subsequent usage will indicate acceptance of the revised Terms. We encourage you to review this page regularly for new information.

The Website is designed for individuals engaged in personal development and life coaching services, intended for use by adults. By accessing and using our Website, you affirm that you are at least 18 years old or the legal age of majority in your jurisdiction, whichever is older. You confirm that you have the legal capacity to enter a binding contract with us and that you have thoroughly reviewed, understood, and agreed to the Terms outlined in this Agreement.

CHANGES TO THE AGREEMENT

We reserve the right to alter and improve these Terms of Use at our discretion. Any changes will become effective immediately upon publication on our Website and will govern all future access and use. By continuing to use the Website after amendments, you agree to the updated Terms. It is your responsibility to periodically review this page, as changes are binding upon you. The latest version of these Terms will override previous ones. We strongly encourage regular review to stay current with updates.

PRIVACY

Your interaction with the Website is also governed by our Privacy Policy. We prioritize your privacy and the protection of your personal, non-public information. We encourage you to carefully review this policy, as it outlines how we collect, use, and protect user information. Acceptance of these Terms of Use also signifies your agreement to the practices described in our Privacy Policy. By engaging with our website and services, you consent to its terms.

DISCLAIMER

The use of our Website is governed by our Terms of Use and Disclaimer, both containing essential information regarding the limitations of data and insights provided. By using our website, you agree to these Terms and acknowledge the importance of reviewing this Disclaimer.

The Company may use technologies similar to cookies, including social media pixels, which enable platforms to track visits and customize advertising during your social media sessions. These practices comply with social media platforms' compliance standards. Furthermore, the Company does not offer warranties concerning the Website's operation or performance. We make no express or implied representations or guarantees about the information, materials, products, or services available through this Website. To the extent permitted by law, the Company disclaims all warranties concerning product quality, suitability, or fitness for any particular purpose.

WEBSITE ACCESS AND ACCOUNT PROTECTION

We hold the authority to modify or eliminate this Website, along with any services or materials available on it, as we see fit, without prior notification. We disclaim any liability for any temporary or permanent unavailability of the Website, whether partially or entirely, at any time. Occasionally, access to certain segments of the Website, or the entire Website itself, may be restricted, including for registered users.

To utilize certain features of the Website, you might be required to provide registration details or other relevant information. It is essential for the information you submit on this Website to be accurate, up-to-date, and complete as a condition of your use of the Website and any resources acquired from it. By registering or using the Website, you agree that all data provided is subject to our Privacy Policy, and you permit us to manage your information as per this policy.

If you select or are given a user identification, such as a username or password as part of our security measures, it is your responsibility to keep such information confidential and not share it with anyone else. Moreover, you recognize that your account is exclusively for personal use and agree to prevent others from accessing this Website or any part of it using your credentials. Immediate notification is required in case of unauthorized access or use of your username or password, or any security infringement. Always sign out at the end of each session and use caution while accessing your account from shared or public devices to avoid exposing your password or other sensitive information. We reserve the right, without notice, to disable any username, password, or other identifiers for any reason or no reason, including if we suspect a violation of these Terms of Use.

PRODUCT, SERVICE, AND PRICING POLICY

The products, services, and prices listed on the Website are typically available but are subject to updates in accordance with our Terms of Service. The Company reserves the right to discontinue offerings or modify specifications and pricing at our discretion, without prior obligation or notice. Price changes for subscriptions or purchases will be implemented after sending email notifications.

Price alterations become effective on the first day of the month following the notification of change. By accessing, using, subscribing to, or ordering via our website, you authorize the Company to process payments for selected services, including any future price modifications. Should you request a downgrade of services, this change, along with any price reduction, will take effect on the first day of the following month. By continuing to use the Company's services, you consent to monthly charges to your credit card for chosen products and services, consistent with announced price changes.

The Company strives to present accurate pricing and descriptions for all items on our website. If a product's actual price exceeds what is listed, we may seek further instruction or opt to cancel your order, notifying you of such a cancellation.

Please be aware that we cannot guarantee the complete accuracy of product or service descriptions, their completeness, or that packaging will be free from discrepancies. All sales are final unless otherwise stated in this Agreement. References to third-party products or services do not constitute endorsements or warranties from us.

PROHIBITED USE AND INTELLECTUAL PROPERTY RIGHTS

You are provided with a limited, non-transferable, and revocable license to access and utilize the Website and its downloadable resources strictly according to these Terms of Use. You acknowledge that you do not acquire ownership rights to any materials secured by intellectual property laws.

By using the Website, you certify to the Company that you will not engage the Website or the downloadable resources for any unlawful activities or uses forbidden by these Terms. Your use must not harm, disable, overload, or negatively affect the Website, engage in unethical behavior, violate laws, harm our reputation, infringe on rights, or interfere with anyone else’s use and enjoyment of it. Attempting to access materials or information through unauthorized means not intentionally provided on the Website is prohibited. Sending unsolicited communications that might harm our brand and reputation, and creating or sharing content that is offensive, defamatory, vulgar, or discriminatory, are not allowed. Uploading personal or financial information not necessary for services, such as Social Security numbers or credit card data, and engaging in or promoting illegal business practices, are also prohibited.

All content available as part of our services—such as text, graphics, logos, images, and compilations of such, including any software on the Website—remains the exclusive property of the Company or its suppliers, protected by copyright and other laws protecting intellectual property rights. You agree to respect and adhere to all copyright and proprietary notices or restrictions related to any content and to refrain from modifying them.

You are prohibited from altering, publishing, transmitting, reverse engineering, selling, transferring, or creating derivative works from any content found on the Website or downloadable resources.

Materials provided by the Company are not intended for resale. Usage of the Website or any resources does not grant authorization to misuse protected content. You must not remove proprietary rights or attribution notices from any content. Protected content is solely for your individual use, unless explicit written consent from the Company and the copyright holder is obtained. This does not transfer any ownership rights, and no express or implied licenses to the Company's or our licensors' intellectual property are provided, except as authorized by these Terms.

Complying with these guidelines ensures a safe and respectful environment for all users.

CONTENT USAGE POLICY

As a valued client, you agree not to use our services to store, disseminate, or transmit harmful, offensive, infringing, or disruptive content. You commit to refraining from harassment or abusive behavior. Ensure that all communications, whether emails or other digital messages, comply with legal guidelines and community standards, fostering a respectful and constructive environment aligned with our personal development and coaching values.

EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY

The content on this Website and the resources available for download are intended strictly for educational and informational purposes, aiming to enhance personal development and learning. The information is not designed to be, nor should it be interpreted as, professional advice in legal, financial, tax, medical, health, or any other professional domain.

TEMPLATE AND FORM USAGE

The Company offers various templates and forms available for download and/or purchase through this Website. We grant you a limited, personal, non-exclusive, non-transferable license to use our templates and forms strictly for your personal purposes. Except where explicitly permitted, you may not modify, edit, copy, reproduce, create derivative works from, reverse engineer, alter, enhance, or exploit any of these templates and forms, except when filling them out for your approved use. By purchasing or downloading these forms, you consent that they are for personal use only and cannot be resold or redistributed without express written permission from the Company.

COURSE, PROGRAM, MATERIAL USAGE POLICY

The Company periodically offers various courses, programs, and related materials for purchase on this Website. You are granted a limited, personal, non-exclusive, non-transferable license to use our courses, programs, and materials (referred to collectively as “Courses”) strictly for personal purposes. Except where explicitly allowed, you do not have the rights to modify, edit, copy, reproduce, create derivative works from, reverse engineer, alter, enhance, or exploit the Courses in any way. By purchasing or engaging in these Courses, you agree that the content is intended solely for personal use and must not be sold or redistributed without explicit written permission from the Company. Furthermore, you agree not to create any derivative works from the Courses or develop competing products or services based on the Courses.

COMPLIMENTARY RESOURCES USAGE POLICY

The Company offers a variety of resources on this Website, which can be accessed by providing an email address. You are granted a limited, personal, non-exclusive, non-transferable license to use our resources provided in exchange for your email address (referred to as “Complimentary Resources”) solely for personal purposes. Except where expressly permitted, you do not possess the rights to modify, edit, copy, reproduce, create derivative works from, reverse engineer, alter, enhance, or exploit the Complimentary Resources. By downloading these resources, you consent that they are for personal use only and must not be sold or redistributed without explicit written consent from the Company. Additionally, by downloading Complimentary Resources, you agree not to create any derivative works based on this content or develop competing products or services using any information contained within these resources.

RELIABILITY OF INFORMATION AND PERSONAL LIABILITY

As detailed in our Disclaimer, while we strive to ensure accuracy and helpfulness, the information shared on this Website and through downloadable resources is not guaranteed. The Company, along with its owners and employees, is not liable for any errors, omissions, or resulting damages from failure to obtain professional advice tailored to your specific situation. By using this Website, you accept full responsibility for the outcomes of your actions. You acknowledge and agree to bear any harm or damage due to the use or misuse of the information provided. It is your responsibility to exercise sound judgment and research before undertaking any actions or strategies suggested.

RESULTS DISCLAIMER

As explained in the Disclaimer, the Company has not assured specific outcomes from implementing any advice or suggestions found on this Website. Our resources are designed to assist you in achieving success, but your ultimate success or failure relies on your individual efforts, circumstances, and factors beyond the Company's control. Success or failure is contingent upon your actions and unique circumstances, and past results do not ensure similar outcomes in the future. The outcomes experienced by others are not guaranteed for you or any other entity.

DISCLAIMER - INDIVIDUAL RESULTS WILL VARY

Every personal development journey is unique. The results experienced by each client will vary, shaped by commitment, strategy effectiveness, and engagement with coaching programs. The Company makes no guarantees regarding personal success or financial gains. Our services provide tools and resources to support growth, but we cannot ensure they will meet your needs due to diverse personal circumstances.

We do not make claims about specific achievements or returns on investment. Participation in our services requires dedication and is not a quick fix for guaranteed success. Additionally, the Company does not offer tax, financial, legal, or professional advice. Please consult professionals in these areas for guidance.

EMAIL AND DIGITAL COMMUNICATION

By visiting the Website or sending emails to the Company, you engage in electronic communications. You consent to receive communications from us electronically, agreeing that all agreements, notices, disclosures, and other communications we provide to you electronically—via email and on this Website—satisfy any legal requirement for written communication. We welcome communication via email, and the Website offers multiple opportunities for you to send electronic messages to our Company. However, sending such communications does not establish a business or contractual relationship. As highlighted in our Privacy Policy, while we endeavor to maintain the confidentiality of your communications, absolute security cannot be guaranteed, and we may be required to disclose such communications if compelled by legal order.

COMMUNICATION SERVICES

The Website may feature various communication platforms such as bulletin boards, chat areas, forums, communities, personal web pages, calendars, blog comments, or other interactive services designed to facilitate communication publicly or within groups (collectively, “Communication Services”). You agree to use these Communication Services solely to post, send, and receive messages and material appropriate to and related to the specific communication context. When engaging with a Communication Service, you agree not to:

- Defame, abuse, harass, stalk, threaten, or infringe legal rights of others.

- Publish or distribute inappropriate, defamatory, obscene, indecent, or unlawful content.

- Upload files containing software or materials protected by intellectual property laws unless authorized or permitted.

- Introduce files with viruses or similar harmful software.

- Solicit or advertise goods or services unless explicitly permitted.

- Conduct surveys, contests, pyramid schemes, or chain letters.

- Download files posted by another user if you know it violates legal distribution.

- Falsify or modify author attributions or legal notices.

- Restrict the use of Communication Services by others.

- Breach conduct codes related to Communication Services.

- Collect information about others without consent.

- Violate any applicable laws or regulations.

The Company is under no obligation to monitor the Communication Services but reserves the right to review and remove any materials at its sole discretion. The Company also reserves the right to revoke access to any or all Communication Services without notice, for any reason. The Company may disclose information as necessary to comply with legal requirements and edit, refuse to post, or remove any information or materials at its sole discretion.

Exercise caution when revealing personal information in any Communication Service. The Company does not control or endorse the content, messages, or information found in Communication Services and disclaims liability concerning any actions arising from your use of these services. Managers and hosts are not authorized spokespersons of the Company, and their views do not necessarily reflect those of the Company. Any materials uploaded to a Communication Service may be subject to limitations on use, reproduction, and dissemination, and you are responsible for adhering to such limitations.

ELECTRONIC COMMUNICATIONS

All information exchanged on the Website is treated as electronic communication. By interacting with the Company through the Website or other electronic means, like email, you consent to electronic communication. You agree that we may correspond with you electronically and that electronic communications, including notices, disclosures, agreements, and other communications, hold the same legal weight as written documents.

REPRESENTATIONS AND WARRANTIES

In engaging with the Company, you affirm and guarantee:

1. You are at least eighteen (18) years old, or the legal age of majority in your jurisdiction, whichever is greater.

2. If using the services for personal use, you have the authority and intention to utilize the Company’s resources, materials, and courses solely for personal development and coaching goals.

3. You have thoroughly read, understood, and agreed to the terms outlined in this Agreement.

4. You will not resell, redistribute, or export any product or service acquired from the website.

Additionally, you confirm that the Company can rely on the accuracy of the information you provide and may contact you via email, phone, or postal mail for purposes including:

- Follow-up communications

- Conducting satisfaction surveys

- Inquiries about orders through the website

You declare there are no ongoing investigations or lawsuits against you. If any arise, you agree to notify the Company within 24 hours. The Company reserves the right to terminate this Agreement based on such findings without liability.

SUBMISSIONS POLICY

The Company does not claim ownership of materials you submit to the Website, including feedback and suggestions, or any other content you post, upload, input, or submit (collectively, “Submissions”). However, by making a Submission, you grant us, our affiliated companies, and sub-licensees’ permission to use your Submission in operations of their Internet businesses. This includes rights to copy, distribute, transmit, publicly display, perform, reproduce, edit, translate, and reformat your Submission; and to publish your name. No compensation will be paid for use of your Submission. We are not obligated to post or use any Submission and may remove it at our sole discretion. By making a Submission, you warrant that you own or control all rights necessary to comply with these terms.

FEEDBACK, TESTIMONIALS, AND MEDIA USE POLICY

We value feedback and welcome comments on our life coaching services, products, and materials. We may feature testimonials and reviews, in whole or part, including the name, city, and state of the contributor, across platforms related to the Company’s services and products. Testimonials reflect individual experiences and are not indicative of results for anyone else. Results vary due to personal growth journeys and external factors.

Any testimonials, photos, or other materials you submit will be treated as non-confidential and non-proprietary. By providing these, you grant the Company a royalty-free, worldwide, perpetual license to use them. The Company may edit testimonials for clarity or suitability before publication and reserves the right to decide whether to publish any feedback.

LINKED WEBSITES AND THIRD-PARTY SERVICES

The Website may contain links to other websites (“Linked Websites”). These Linked Websites are outside the control of the Company, and we are not responsible for the content of any Linked Website, including any links within them or any updates or changes they undergo. We provide these links for convenience only, and their presence does not imply endorsement by the Company of those websites or any affiliation with their operators.

Some services accessible through the Website are provided by third-party websites and organizations. By utilizing any product, service, or feature originating from the Website, you consent to the Company sharing your information and data with any third party with whom we have a contractual relationship, to facilitate the requested product, service, or functionality for our users and clients.

THIRD-PARTY CONTENT AND GUEST CONTRIBUTIONS

Occasionally, the Company may feature information from third parties through podcast guest interviews, contributions on other platforms, guest blog posts, or other mediums. The content provided by these third-party guests is beyond the direct control of the Company, and we do not verify the accuracy of the information shared. We cannot guarantee the truthfulness of statements made by third-party contributors.

Guests who participate in podcasts or any content offering by the Company consent to transfer all intellectual property rights of their contributions to the Company and grant a license to any rights they cannot assign.

ORDER AND PAYMENT TERMS

When ordering a service or product from the Company, payment is required before the order is accepted. If any information is missing or incorrect, additional details may be requested, and the Company reserves the right to cancel or limit an order even after it has been placed. Receiving a confirmation, whether electronic or otherwise, does not ensure order acceptance.

For any amendments or cancellations, please contact [email protected] immediately with your request. Please understand it may not always be feasible to accommodate order changes.

All services and products are offered contingent upon availability. If an item is unavailable, we will notify you with an availability estimate or suggest an alternative. If delays occur and you choose not to accept a substitute, you may cancel the order and receive a refund for charges applied to your payment card.

The Company maintains the right to limit sales to any individual, region, or jurisdiction at our discretion, considered on a case-by-case basis. By placing and accepting an order, you confirm your consent to these Terms. All prices are listed and transactions conducted in U.S. Dollars.

CANCELLATION AND REFUND POLICY

Our goal is for you to be satisfied with your purchase, and we encourage diligent application of strategies within our program(s). To be eligible for a refund, you must demonstrate sincere effort to implement the program without success by submitting work outlined in the terms and conditions specific to the program you wish to cancel or refund.

If a refund is deemed appropriate under these guidelines, the Company will instruct our payment processor to proceed with the refund. Please note, we have no control over the payment processor and can't expedite this process. Upon approval of a refund, all your licenses granting the use of our materials will be revoked. You must immediately cease using all materials and destroy any copies of resources you possess, including but not limited to videos, audio, forms, templates, slide shows, access to membership areas, and restricted social media groups.

To avoid automatic renewal of your subscription after a trial period, ensure your cancellation request is submitted at least 72 hours before the trial ends by emailing us

at [email protected]

. If not received in time, your subscription will renew automatically, and your payment card will be charged the disclosed rate at enrollment monthly until cancellation.

We reserve the right to amend membership rates, and any price changes will be communicated in advance. To cancel your subscription at any time, submit a request via email. Both monthly and annual subscriptions are offered, with annual subscriptions renewed one year post-purchase. Cancellation requests should be received 3 weeks before the next billing cycle. Late submissions may still result in credit card charges, and refunds for partial periods are not available. A cancellation fee may apply at our discretion, matching any initially provided discount amount.

SUBSCRIPTION AND PAYMENT POLICY

As a client, you are responsible for all subscription fees and related charges as described in these Terms. Payment is due at account setup or immediately following any trial period unless you choose to cancel the automatic subscription in advance. Monthly, your account will be billed for subscription fees and applicable taxes for upcoming services, plus any accrued charges from prior service use ("Fees"). Not using the services does not relieve you of your payment obligations.

Payment can be made via credit or debit card, with payment details securely handled. We keep transactional information such as card expiration dates and the last four digits to facilitate prompt processing of payments. Automatic payments will continue on a recurring basis as per your service agreement unless canceled according to these Terms.

Monthly Subscription Payments: Your subscription fees will be automatically charged to your valid payment method on the designated payment date each cycle. To cancel your subscription, contact us via email at least 3 weeks before the renewal period starts.

The Company reserves the right to terminate accounts and suspend services due to unpaid balances, with or without prior notice. Service termination does not absolve you of outstanding financial responsibilities. In the event of collections actions, you are responsible for all associated costs, including legal fees as specified in this Agreement. Additional charges may include applicable taxes.

LIMITATION OF LIABILITY

EXCEPT WHERE OTHERWISE INAPPLICABLE OR PROHIBITED BY LAW, THE COMPANY, AND ITS OFFICERS, DIRECTORS, EMPLOYEES, INDEPENDENT CONTRACTORS, TELECOMMUNICATIONS PROVIDERS, AND/OR AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, CONSEQUENTIAL, PUNITIVE, OR OTHER DAMAGES, FEES, COSTS, OR CLAIMS RELATED TO THIS AGREEMENT, THE PRIVACY POLICY, SERVICES OR PRODUCTS, OR YOUR OR A THIRD PARTY’S USE OR ATTEMPTED USE OF THE WEBSITE OR ANY ASSOCIATED SOFTWARE, SERVICE, OR PRODUCT, REGARDLESS OF WHETHER THE COMPANY HAS BEEN NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES, FEES, COSTS, OR CLAIMS.

By using this Website, you agree to release the Company from any liability or loss that you or any associated person or entity may experience due to using the information provided on this Website and/or resources downloaded from it. This limitation covers losses, including loss of use, profits, data, goodwill, or the cost of procuring substitute services or products. The limitation applies irrespective of how damages are allegedly caused, extending to any theory of liability, whether arising from breach of contract, tort (including negligence and strict liability), warranty, or otherwise.

Information, software, products, and services available on this Website may contain errors or inaccuracies, including typographical errors. Changes are periodically added, and the Company or its suppliers may improve or modify the Website at any time. The Company and its suppliers make no representations regarding the suitability, reliability, availability, timeliness, and accuracy of the information, software, products, services, and related graphics on the Website for any purpose. All materials are provided "as is" without warranty or condition of any kind. The Company and/or its suppliers disclaim all warranties, including implied warranties of quality, suitability for a specific purpose, ownership, and non-infringement.

Because some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. If dissatisfied with any part of the Website or these terms of use, your sole remedy is to discontinue using the Website.

ARBITRATION AND LEGAL REMEDIESPLEASE READ THIS ARBITRATION PROVISION CAREFULLY

Please read this arbitration provision carefully. Except where prohibited by law, all claims must be resolved through final and binding confidential arbitration. You waive the right to a trial by jury and accept that arbitration may limit discovery or other rights compared to court proceedings. All claims must be brought individually, not as part of a class or representative action. Arbitrators cannot consolidate claims or preside over any class action.

Disputes will be arbitrated individually. By using this Website, you waive any class action rights. You expressly waive all claims now or in the future, arising from this Website, the Company, contracts with the Company, and any products or services. Claims must be resolved exclusively through binding arbitration in North Augusta, South Carolina. You are responsible for arbitration costs. The Company may seek legal remedies to prevent or mitigate irreparable harm, including equitable relief from a court in Aiken County, South Carolina.

This Agreement does not restrict the Company from seeking additional legal remedies, including monetary damages. You consent to the personal jurisdiction and venue of the courts in Aiken County, South Carolina, and waive any jurisdictional objections.

GLOBAL ACCESS AND LEGAL COMPLIANCE

The Company operates the Service from the USA. If accessing our Service from outside the USA, ensure compliance with relevant local laws. Do not use our Website in regions or ways that violate legal stipulations, restrictions, or international regulations

GDPR COMPLIANCE

The Company strives to adhere to GDPR standards. GDPR is an EU regulation applying to entities handling personal data of EU residents. "Personal Data" includes any information that could identify an individual. More information is available in our Privacy Policy.

INDEMNIFICATION

You agree to protect and defend the Company, including its officers, directors, employees, agents, and affiliated parties, from any claims, losses, costs, liabilities, and expenses, including reasonable attorney fees, arising from your use or inability to use the Website or services. This includes content you post, breaches of this Agreement, infringement on third-party rights, or violations of applicable laws and regulations.

The Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, requiring your full cooperation in presenting any defenses. To the fullest extent permitted by law, you agree to safeguard the Company and its associated parties against all claims, actions, losses, liabilities, damages, expenses, and costs, including legal fees, related to:

1. Your use, misuse, or attempts to use the Website, software, or any life coaching products and services.

2. Information you submit or transmit through our Website.

3. Breaches of these Terms, referenced documents, the Agreement, or any representations and warranties provided by you.

4. Violations of any law or third-party rights.

ACCESS REVOCATION, AGREEMENT ACTIVATION, AND TERMINATION POLICIES

The Company reserves the right to revoke your access to the Website and its services at any time, without prior notice, at our sole discretion. To the fullest extent permitted by law, you agree to resolve any disputes related to this Website or the Terms of Use according to the Arbitration Clause provided above. Use of the Website is prohibited in jurisdictions that do not enforce all aspects of these Terms.

This Agreement becomes effective when you engage with the website through actions like clicking "ACTIVATE MY ACCOUNT NOW," "PAY NOW," "ORDER NOW," "SUBMIT," "BUY NOW," "PURCHASE," "I ACCEPT," or "I AGREE," or when you submit information, respond to requests, begin using our services, finalize a purchase, select a payment method, or provide payment details, whichever occurs first.

The Company reserves the right to terminate this Agreement or suspend your website access without prior notice if you fail to meet any part of this Agreement or violate any laws while using our services.

LEGAL RELATIONSHIP, COMPLIANCE, SEVERABILITY, AND JURISDICTION

By using this Website or entering this agreement, you acknowledge that no joint venture, partnership, employment, or agency relationship exists between you and the Company. The Company's fulfillment of this agreement is subject to existing laws and legal processes, ensuring our right to comply with governmental, court, and law enforcement requests regarding your use of the Website or any information collected by us.

Should any portion of this agreement be found invalid or unenforceable, including warranty disclaimers and liability limits, those provisions will be replaced with valid ones that closely align with the original intent, while the remainder of the agreement continues in effect. If any provision is deemed unenforceable by an arbitrator or court, the rest will remain intact, with necessary amendments made for enforceability.

This Agreement and all related matters, including disputes arising from its implementation or your interactions with our website and services, are governed by the laws of the State of South Carolina, excluding its conflict of laws principles. If any dispute falls outside arbitration’s scope, it will be handled exclusively in state or federal courts in Aiken County, South Carolina. You irrevocably consent to the personal jurisdiction and venue of these courts, foregoing objections. All claims must be filed individually, not as part of a class or representative action, waiving such rights.

ENTIRE AGREEMENT AND UNDERSTANDING

These Terms, along with this Agreement and any policies or operating rules posted by us on the Website, represent the entire understanding between you and the Company regarding your access, use, and any transactions involving our Website, services, or products. This Agreement supersedes all previous or concurrent agreements, representations, communications, and proposals, whether spoken or written, between you and the Company.

Future services and/or features we may offer through the website will also be subject to these Terms, the Agreement, and any policies or operating rules we post. Any ambiguities in the interpretation of these Terms or the Agreement shall not be construed against the party that drafted them.

Unless explicitly noted otherwise, this Agreement, together with the Privacy Policy and Disclaimer, constitutes the complete agreement between you and the Company concerning the Website. It prevails over any prior or simultaneous communications or proposals, whether in electronic, oral, or written form, related to the Website.

A printed copy of this agreement and any notices in electronic form shall be admissible in any legal or administrative proceedings related to this agreement, just as any other business documents and records originally produced and maintained in print. It is expressly intended that this agreement and all related documents be interpreted and enforced in English.

WAIVER CLAUSE

Any delay or omission by the Company in asserting any right or remedy under this Agreement does not imply a waiver of those rights or remedies. Similarly, utilizing one or part of a right or remedy doesn’t stop the Company from exercising that right or remedy further or any other available rights or remedies under this Agreement. A waiver of any rights or duties within this Agreement is only valid if documented in writing and signed by the Company.

FORCE MAJEURE CLAUSE

The Company shall not be liable for any delays, damages, or failures resulting from events beyond our reasonable control. This includes acts of nature and other unforeseeable circumstances that impact our ability to deliver services as anticipated.

ASSIGNMENT OF RIGHTS

The Company reserves the right to assign its obligations and rights under this Agreement at any time, without providing you prior notice. Your rights under this Agreement cannot be assigned without obtaining express written consent from The Company or its assigns.

.

TECHNOLOGY AND ACCESSIBILITY

The Company utilizes advanced technologies, including artificial intelligence and machine learning systems, to enhance the accessibility and safety of our life coaching resources and services for all users, regardless of physical ability or geographic location. These technologies assist individuals with visual impairments in understanding content on The Company's platform, such as images or videos.

We also employ sophisticated network and communication technologies to extend internet connectivity in regions with limited access. Additionally, we develop automated systems to improve our ability to detect and remove abusive or harmful activities, thereby protecting our community and maintaining the integrity of our offerings.

DATA COLLECTION AND PRIVACY PRACTICES

The Company, in collaboration with certain service providers and third parties, may collect information about your activities on our sites and applications, as well as on external sites, through tracking technologies such as cookies, pixels, tags, software development kits, application program interfaces, and web beacons. This data collection can occur whether you are logged in or registered, and such data may be linked to your account if applicable.

Cookies: These small data files are placed on your device when you visit our site. They may transmit information to us or third parties acting on our behalf. You can manage cookie settings through your browser. However, disabling cookies may limit some site functionalities and access to features that enhance your user experience.

Web Beacons and Marketing Pixels: These tiny data units embedded in images on the site send information directly to us or third parties, as governed by their privacy policies. They help aggregate information about you to improve our services and personalize your experience.

Opt-Out Preference Signals and Do Not Track: You or your authorized agent can enable universal tools that communicate opt-out preferences, such as the Global Privacy Control (GPC). We will treat GPC signals as opt-out requests.

Tracking data may be used to:

Simplify future visits by remembering details like preferences.

Deliver personalized content and advertisements based on your preferences, usage, and location.

Monitor and optimize site and advertisement performance.

Analyze traffic on our and third-party sites.

Your information may be utilized for targeted advertising on both our and third-party sites. We may share limited personal details, like hashed email addresses, with advertising platforms to customize what you see. Manage these settings through the site footer, opting out via the “Do Not Sell or Share My Personal Information” link.

Additionally, you can opt out of targeted advertising directly from numerous ad networks and platforms. The Company adheres to the Digital Advertising Alliance’s Self-Regulatory Principles for Online Behavioral Advertising. To opt-out, please submit a request to [email protected] with the subject “Do Not Sell or Share My Personal Information,” including the following details: Email, First Name, Last Name, Country, State.

CONTACT AND COMMUNICATION

The Company welcomes any questions or comments you may have regarding our Terms and services. Reach out to us at:

Miriam Workman

126 Millwood Ln,

North Augusta, SC

Email: [email protected]

For efficient handling of your queries, please specify the subject in your email, such as " Compliance ," " Spam or Abuse Concerns ," or " General Support and Inquiries ." The Company values your feedback and looks forward to assisting you. We may communicate notices to you by posting them on the Terms and Conditions page, via email, or through regular mail, at our discretion.

Last Updated: January 1, 2025